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Homeowners Insurance Quotes
Your Homeowners policy from the Huwe/Schumacher Agency protects the roof over your head as well as the contents inside your home.
For most people your home is your most valuable asset. Give the Huwe/Schumacher Agency the opportunity to protect this important asset in your life. After an initial consultation with one of our knowledgeable agents, we can customize a policy to cover every detail you may need.
There are different ways to decide on the right policy:
1. Replacement Cost Value-
This coverage will replace your home exactly as it was on the day of loss.
2. Actual Cash Value-
The structure’s depreciated value is used to compute the value of the home.
3. Functional Replacement Cost Value-
Replacement value is determined using today’s construction methods.
4. Market Value-
The value is determined by the Real Estate market for the area the home is situated.
Homes come in many shape and sizes, the Huwe/Schumacher Agency will find the right coverage at a competitive price. Our clients enjoy the service they receive during the regular audits of their policy. During the audit several items will be evaluated, including condition of the roof, year the home was built, general maintenance and repair, and any improvements that have been made. The agent will discuss changes to the property and offer suggestions to keep you coverage up to date.
If you own a Specialty Home you’re in luck, Foremost Insurance covers modular and mobile homes. Let the agents at Huwe/Schumacher Agency give you a quote for your home.
One benefit the Huwe/Schumacher Agency can offer is Insurance Discounts. Some examples of Package Discounts would be:
- Multi- Package Discounts
- Claims Free Discount
- New Dwelling
Another addition to the Home Owners Policy would be riders such as an Inland Marine, Sewage Backup or Personal Umbrella. These special policies are tailored to add coverage to items already on your Home Owners Policy.
Inland Marine- Can is used on items such as Jewelry, Computers, Furs, Electronics Equipment.
Sewage Backup- This rider will cover damage to items such as carpeting, walls or furniture.
Personal Umbrella- Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage.
Most homeowners insurance policies do not cover damage due to floods; however you can purchase a separate policy. Give one of our agents a call to find out more about our Flood Insurance Policies.
Home Maintenance and Safety Tips
To have us provide a quote for any of these services, please call us directly at (701) 965-6335 or you can use the online quote request form and we will get right back with you.
|Huwe/Schumacher Agency |
206 N Main Street PO Box F
Crosby, North Dakota 58730
Serving Williston/ Minot and the Surrounding Area
Phone: (701) 965-6335
Fax: (701) 965-6353
Website – www.FarmersUnionInsurance.com/SimonsonHuwe