Insurance Quotes & Products

To give you an accurate quote we need some simple information. If you have your declaration sheets from your current carrier we can quote an “Apples to “Apples” comparison. From that point we will make recommendations as to the coverages you should have to protect you.

Our clients have a great understanding of coverage at the time of loss. Low premiums are always nice. At the time of loss you soon forget what your premium is and what your coverages are. Many of the people who seek a quote have limits that would not be adequate protection. The question to keep in mind is “how much do you have to lose, and how much can you afford to lose". 

Minnesota Insurance

We help our clients with a wide variety of insurance needs including:

Auto Insurance – Auto insurance is one protection that is so important to protect you. We have many discounts available to you and your family. If you are with your current carrier and are accident free for 3 years you can come to QBE Farmers Union and they will honor the discount. Additionally we have the following discounts.

• Multi vehicle
• Youthful driver
• Safe driver
• Good student
• Senior course
• Accident free
• Package discount
• Paid in full
• Farm use

Homeowners Insurance – Your home is very important both you and us as well. The insured value of your house is not the market value but the rebuild cost to put it back to pre-loss state. It is great to pay the premium for a house at $100,000, but if a fire happens and you lose your entire home is that going to be enough to rebuild?  I'm guessing not. Our job is to come out and run a cost estimator based on your house and the current building costs.

Renters Insurance – as a renter, a common thought is that if the building burns down the landlord is responsible for your belongings and that is far from true. The base cost of a renter’s police is $75.00 per year. You can’t go to the thrift store and get a used couch for that, not counting your computer, clothes, cookware and other furniture.

Commercial Insurance – it is essential part of owning property. In this part of the country we have all types of weather that come on fast. If someone slips on the ice - snow on your roof causing damage. We have your property covered for even the income lost while your property is being repaired after a loss.

Farm Insurance – we come out and evaluate all your buildings and if there is a dwelling get an accurate estimate for you. We will sit down after all of the information is put together and discuss ALL of the ways to protect you and the farm you worked so hard for.

Life Insurance – it is very important that your family is not left with all of the bills and can not afford to pay for them. Whether it is short term or estate planning we can help you with it all.

Health Insurance – with the rising cost of medical care a person can not afford not to be covered in some form. If you are healthy and don’t go to the doctor except for annual checkups. We can set you up with a deductible you can live with and along with that a monthly payment you can afford. We can also do HSA accounts.

To have us provide a quote for any of these services, please call us directly at (218) 736-5697 or you can use the online quote request form and we will get right back with you.