Homeowners Insurance Quotes

  HERE, AT THE QBE Farmers Union OFFICE OF ARTHUR ALCALA, WE WANT YOU TO FEEL AT HOME WITH YOUR INSURANCE COVERAGE, AND THAT INCLUDES COVERAGE FOR YOUR PERSONAL RESIDENCE.

PROTECT YOUR MOST VALUABLE ASSET!

  Purchasing the right home is a major decision, and undertaking. Because your home is typically the most expensive thing you will purchase, you need the security in knowing you have the best coverage out there! We have excellent policies to do just that!

  Many things can happen to your home. Everyone thinks about wind, hail, tornadoes, and fire, as threats to their home. But, not everyone considers a burst pipe, a tree falling down or a stranger slipping on your front step to be of importance, until faced with a claim of that nature. You need to prepare for the unusual, and unexpected. We will assist you with knowing what procedures to follow in the event of one of life's not-so-welcome surprises!

  Don't rule out earthquake coverage! We offer it here, even in the Midwest! Many people do not realize the potential for an earthquake here, in Kansas. With a significant fault line nearby, and our very affordable, easily attained earthquake endorsement, there is not a good reason to not include this endorsement on your policy. Ask us how, today!

  Obtaining the right policy for your home is not optional. It is imperative. You must understand your coverages, and we, at the office of Art Alcala are here to not only provide the right policy, but to explain it in a way that you understand.

  Due to the ever-changing, and somewhat scary times we are in, QBE Farmers Union has implemented two new endorsements. The Financial Guard endorsement was designed to protect you in the event of identity theft, which, unfortunately is becoming more common. The other, called Homeguard, provides many additional perks, including water back-up. We have brochures to describe each of these, and encourage all of our homeowners to add these to their policy.

Policy Within a Policy

Ask us about coverage for those special items you collect such as, jewelry, furs, stamps, or guns. This endorsement also covers musical instruments in many cases. We ask for receipts, and/or current appraisal, and add them very inexpensively to your policy for the appropriate amount of coverage. Don't wait until it's too late to ask us about this endorsement!

Here, at the Arthur Alcala Insurance office, we help determine what coverage and deductibles fit your budget the best. If you are purchasing a home, we work closely with your mortgage company and real estate agent to render a non-stressful closing for you.

PROTECT YOUR FAMILY AND YOUR ASSETS! GET SECURITY BY THE MILLIONS!

ASK US ABOUT A ONE MILLION DOLLAR PERSONAL UMBRELLA POLICY TODAY!

Payment Plans: We understand the necessity for flexibility when it comes to payments so we provide a variety of options. One of the favorite options is our full-pay discount which is given when the insured pays the full yearly premium at renewal. That plan is not feasible for everyone, so we also offer a monthly pay, including a bank draft choice, as well as a two 2 pay, four pay, and six pay. We welcome credit card payments also!

Flood Insurance: Typically, your homeowners insurance policy will not cover flood damage. Call us and we will instruct you on how to obtain the proper flood coverage through the National Flood Service.

To request a quote for your home, or any of our insurance products, please call us directly at 785-266-2708 or use the online quote request form and we promptly respond.

**Ask us about discounts for multiple policies including: Auto, Home insurance, Umbrella, Renters, and Farm insurance.