Insurance Quotes & Additional Offerings

                         PLAN FOR ANY UNCERTAINTY LIFE PRESENTS!                              

             ASK US ABOUT LIFE INSURANCE BEFORE TRAGEDY STRIKES!  

  Nobody really wants to think about the need for life insurance, and we understand that. Here at the office of Art Alcala, we encourage you to plan ahead, and sometimes that means planning for the worst. We will help you find a plan to protect your family in the event of tragedy, and  we can design a plan that serves as an investment at the same time.

Life Insurance
Appropriate life insurance coverage helps families through a very difficult time. It protects your family's assets and life from an unexpected loss. We can help you evaluate and plan how much coverage you should have and the type of policy that best fits your specific situation. We won't sell you something you don't need! Call us today at 785-266-2708 to set an appointment for a policy tailored to fit your life.

Accidents are the  number one cause of death for people ages 0 to 45.  Ask our office about an accidental life plan for you and your family with no health requirements, or  examination! The low rate stays the same, and the application takes about ten minutes. 

 PLAN FOR COLLEGE WITH US!  We have options as far as policies that build cash value. If you begin one of these when your child is an infant, you could easily access this cash when your child turns 18, or goes to college. When choosing a policy, we will go over the options and you can opt for the plan that best suits your needs.   

We offer a few types of life insurance:

• Whole Life: This policy builds cash value, and can be borrowed against after a certain length of time. Great to start at infancy because the rates are lower, and in the event a person becomes uninsurable due to health issues such as diabetes, the policy is already in force.
• Term Life:  Provides coverage in an inexpensive way, but doesn't build cash value. This option serves well for mortgage payments on a fixed term such as 20 years. 
• Universal Life: Similar to, but a less expensive alternative to whole life; provides protection and builds some cash value. This is a very popular, affordable option.

ENJOY YOUR GOLDEN YEARS! PLAN FOR RETIREMENT NOW! 

With the uncertain times, and the unknown fate of the economy, and social security, you can't start too early to secure yourself for the retirement years. Ask us how!

IRA, Annuities, and Retirement plans: fixed annuity; this policy builds cash value, you can't outlive it!