Alan Baer Agency
Alan Baer

142 Adams Ave
Akron, CO 80720

Email Me
Phone: (970) 345-2310
Cell Phone: (970) 554-2310
Fax: (970) 345-2877

Office Hours:
9:00 - 5:00, M-F
Request a Quote
Request a Quote
By Email or call us
(970) 345-2310
(970) 345-2310

Car Insurance Quotes

While QBE Farmers Union Insurance is our preferred company, and usually has the best rates, we do offer coverage through several other companies.

Enjoying the freedom and mobility your vehicle provides is part and parcel of the American dream. Our job is to help you protect that dream.

Colorado Auto Insurance

Choosing the right automobile insurance coverage can be a confusing experience for most people. With different Liability limits, Comprehensive, Collision, Personal Injury Protection and Medical coverages to choose from it's easy for most consumers to make simple mistakes that could quickly become a drastic consequence towards their financial stability and well being.
 
The value of good automobile insurance doesn't become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on.
 
We offer competitive premiums and complete coverage for all your vehicles.
 
Coverages can include:
  • Preferred and standard auto
  • High risk auto
  • Motorcycles
  • Motor homes
  • Camping trailers, travel trailers, utility trailers
  • Recreational vehicles: all-terrain vehicles, trail bikes, golf carts, mini bikes, dune buggies, jet skis and wet bikes
  • Antique, classic or special-interest cars
 
As a full service agency it's our job to represent you, the client and consistently work to provide the individual coverage you require. When it comes to protecting your auto(s), don't leave it up to chance... Being insured with the best certainly has its advantages.
 
Throughout this section of our Website, our focus is to provide you with empowering information that enables you to better understand the many options involved in automobile insurance.
 

Colorado Auto Insurance Quote

 
Two reasons to buy auto coverage through Alan Baer Agency:
 
One, service. This is easy to say but not always easy to do. Our office hours are from 8-to-5 Monday through Friday and by appointment after hours. I take calls at any hour, as my cell number is readily available to all clients, also the number is mentioned on my voice mail. I also do follow-up on all claims including those a company does not have a liability interest in.
 
 
Two, availability of numerous companies. I can provide quotes quickly with multiple companies. This includes top notch companies I have confidence in.
 
Great discounts on auto, such as package, multi-car, fleet, and good student. Accident forgiveness is also included with most preferred customers.
 
 
Common questions: Rental coverage? Included as long as you have a full coverage vehicle listed on your policy. This does not include “loss of use” while your damaged rental vehicle is in the repair shop.
 
Medical coverage? This can be added at intervals up to $25,000 per person. If you are not at fault, the other driver’s coverage will pay for medical up to their limits of coverage.
 
This coverage does include funeral expense for you or any passenger up to the limit of coverage.
 
Other coverage I recommend- Towing and rental reimbursement coverage, this is an add-on coverage and is not included in most auto policies. The cost is minimal and it is nice to have during a time of crisis.

 
Comparing Policies

Before purchasing auto insurance, you are encouraged to always evaluate and compare the various products offered to ensure you get the coverage you need at an acceptable level of value. Additionally, because your personal and financial obligations change over time, you will occasionally need to review your personal auto policy (PAP) to confirm that it adequately meets your current needs. If it doesn't, you may choose to increase or replace your policy.

Evaluate the coverage you already have

Before buying new or additional coverage, first review and understand the coverage you already have. It's a good idea to discuss with us or your financial advisor, your auto policy when reviewing or updating coverage levels. Talk about your current and future insurance needs. You may be able to increase your liability coverage or make limited changes to an existing policy if you find that the coverage you have is inadequate. On the other hand, there may be occasions when you need to purchase an entirely new policy.

The following is a list of some common events that should trigger a review of your personal auto policy:
  • Your annual policy is up for renewal: review it and make necessary changes. Usually a month or so before renewal is an ideal time to consider modifications.
  • Your family status changes (married, divorced, kids): You may become more concerned about protecting assets after you get married, or you may wish to purchase more liability or collision coverage after your son or daughter gets a driver's license.
  • Your property increases in value: Your home is one of your most valuable assets. Without adequate auto liability protection, your home could be lost to pay a judgment against you.
  • Your net worth increases: As your net worth increases, you will have more assets (and more valuable assets) to protect.
  • You buy a new (or additional) car: When you buy a car, you'll need to change your automobile policy to insure it. Take a few minutes to review your liability coverage under that policy, and make sure that your liability limits are still adequate.
Comparing policy terms and conditions
Although automobile insurance policies are standardized to a certain extent, it's still important to compare specific policies in terms of coverage, exclusions, the reputation of the insurance company and value. Some points to consider:
To have us provide a quote for any of these services, please call us directly at (970) 345-2310 or you can online quote request form and we will get right back with you.
  • When comparing policies, always make sure you are comparing very similar policies. You can't fairly weigh one policy against another unless you are comparing similar provisions and exclusions. Think about deductibles and limits of liability, as well as price. To do this means you will want to spend time carefully reviewing each policy's general language and details.
  • Weigh the policy cost against coverage and the service you'll receive.
  • Evaluate the strength and reputation of the insurance company. It's important to buy auto insurance from a financially sound, reputable insurance company. You can check the ratings published by one of several companies, such as A.M. Best, Moody's, Standard & Poor's, or Duff & Phelps.
Alan Baer Agency
142 Adams Ave
Akron, Colorado 80720
Phone: (970) 345-2310
Cell: (970) 554-2310
Fax: (970) 345-2877
Email: abaer@centurytel.net
Website – www.FarmersUnionInsurance.com/abaer
 

 

QBE Farmers Union Insurance | 5619 DTC Parkway, Suite 300 | Greenwood Village, CO 80111 | 800-347-1961
www.FarmersUnionInsurance.com