Homeowners Insurance Quotes

Minnesota Home Insurance

Minnesota is a great place to live. Our state is beautiful and we have so much to offer. A variety of lakes, beautiful scenery and wonderful people with good attitudes. It is a great place to raise a family, get an education or work on your career.

Most Minnesota homeowners are aware of our dramatic winters. It gets very cold and the snowy and icy conditions can make it difficult to get around town. These are just some of the challenges Minnesotans face every winter.

Here are a few reasons to get home insurance in MN:

• Frozen water + burst pipes = large water mess and big problem for homeowner
• Weight of snow can break tree limbs and cause power outages or worse
• Icy sidewalks can lead to accidents at your home

For most of you your home is your most precious asset. It can also be the most expensive item that you will ever purchase. Having the proper coverage is important to protect this asset and make sure your years of hard work will not be lost if something happens.

Get your home insurance quote started today!

Why Purchase Home Insurance?

It is surprising that most people worry only about damage to their homes caused by hail, fire, wind, tornadoes, lightning and floods. Living in Minnesota shouldn't one worry about losses associated with frozen water pipes or some one falling on your steps after one of our winter storms? Do you know the amount of damage that can be done in a basement when a water heater bursts? How about the damage caused when a rubber hose on the back of your clothes washer cracks?

A homeowners policy with QBE Farmers Union will not only cover the losses you worry about but also the ones that never cross your mind. Peace of mind is what you're getting with a QBE Farmers Union homeowners policy.

Get your customized home insurance quote started now!

Our Approach to Your Home Insurance

Here at the Don J. Mackey Agency we will take the time to explain the coverages available and make sure you get those you need. Choosing from a wide range of deductibles will help lower your annual premium as will our package discount available to those who carry multiple qualifying policies with QBE Farmers Union.

Having trouble getting coverage for your home due to poor credit rating or past losses? Let QBE Farmers Union Insurance solve those problems by placing coverage with one of our brokerage companies that specialize in these areas.

One particular loss that isn't covered by a standard homeowners policy is flooding. If you feel you may need flood insurance or your mortgage company requires you to carry flood insurance give us a call today for a quote.

To have us provide a quote for any of these services, please call us directly at (507) 375-5767 or you can use the online quote request form and we will get right back with you.