Farm Insurance & Ranch Insurance Quotes

With the size of today's farms and ranches, it's difficult to know whether you have the proper coverage or not. It's important to us that you know and are comfortable with the coverage you have. Farm and ranch insurance policies differ considerably from one company to the next. We will customize an insurance policy to provide you with the coverages that fit the kind of farm operation you have.

QBE Farmers Union Insurance has been insuring our client's farms since 1945.

Three Reasons to Choose Hofer Insurance Agency for Your Farm Insurance:

1. We are local agents who understand the needs of the South Dakota farming community
2. We can customize your coverage to meet the specific needs of your farm operation
3. We are here for you when you need us, available 24/7

                                      Get your farm insurance quote started online today!

Customized Farm Coverage

To assure that your farm is covered properly, we will work with you and specialize a policy especially for you. Some of the important things to consider are your home, outbuildings, machinery, tools, and livestock. We will review everything with you to make sure we are properly protecting all of your equipment, buildings, machinery, crops and livestock.

We want your farm operation to be successful and to thrive in a challenging economy. We will do everything we can to provide you with the best coverage for your South Dakota farm or ranch.

Discounts are available upon purchasing auto insurance and an umbrella policy. We will be happy to review your insurance needs and make the best recommendations.

                                    Get your customized farm insurance quote started now!

What is Covered?

Each farm in South Dakota is unique. Some operations are very small with only a few crops or animals while others are very large and have a wide variety of crops, livestock and more. We want to ensure that everything essential to your farm operation is covered in your farm protection plan. We will sit down with you and go over everything. We may need to come out to the location of your farm and take measurements and learn as much as we can about your farm situation.

We offer coverage for the following:

Hobby (Small) Farm Policies; (Smaller Farm Coverage on 80 acres or less)

Farm Fire Insurance
Coverage of outbuildings and/or farm machinery from fire. This is great for people who live in town or away from the farm.

Farm Liability Insurance
Protect yourself from legal liability for bodily injury or property damage. This can also include Medical Payments Coverage if injuries occur to your visitors or guests. Liability insurance is one of those coverages that follows you where you go.

Farm Advantage Endorsement:
This extended coverage protects you from the following:

• Livestock Theft; None Deductible
• Increased Haystack Limit; $100,000 per stack
• Rented or Borrowed Irrigation equipment; $10,000 per occurrence
• Sign Coverage; $1,000 per sign
• Cargo Coverage; Farm products and Livestock
• Lock Replacement; $500 limit
• Extra Expense; Continued Operations Coverage
• Credit Card Theft & Forgery; $2,500 limit
• Mortgage Extra Expense; Used when Home is Destroyed
• Identity Fraud Expense; Identity Theft
• Identity Fraud Case Management Service; Free 12 month Help Line

To have us provide a quote for any of these services, please call us directly at 605-996-9651 or you can use the online quote request form and we will get right back with you.