Car Insurance Quotes

People like you do business with us because we focus on providing the appropriate coverage at a fair price. We enjoy assisting clients in understanding what coverages are available to them. We can offer you coverage for your personal autos, farm vehicles as well as farm semis, ATV's, snowmobiles and other recreational vehicles. Commercial vehicles, motorcycles, boats and classic or collector cars insurance is also available. If we don't have a particular coverage available through QBE Farmers Union Insurance we will find you another insurance company that will provide you with the coverage you need. Our goal is to be your "insurance partner."

We offer boat, trailer, motorcycle insurance and more! Call us directly at (507) 557-7000 to get a quote!               

We offer numerous discounts:

• Package Discount - If you insure your autos and your home or farm with us. This discount is also available with a renters policy.
• Longevity Discount - If you've been with your present insurance company for a period of time.
• Multi Vehicle Discount - If you have more that one vehicle.
• Proactive Discount - If you receive a quote from us more than 8 days prior to your current policy expiring.
• 3 Year Accident Free Discount
• 3 Year Violation Free Discount
• Pay in Full Discount - If you pay your premium in full every six months.
• Good Student Discount
• Student away at school without a vehicle discount
• Homeowners Discount- just for owning a home

We have several other discounts available. We will discuss them with you when we present your quote for auto insurance.

Some important coverages that you should understand are:

• Collision - which provides coverage for the value of your vehicle after it has collided with something.
• Comprehensive - protects the value of the vehicle for perils such as hail, fire, theft and especially in this state, collision with animals(deer). Glass breakage is also covered under comprehensive.
• Towing and Labor- provides the cost of a tow truck following an accident or your vehicle becoming stuck. This also provides road side assistance and lock out coverage.
• Lease/Loan Gap Coverage - We all know that when you purchase or lease a new vehicle it depreciates as soon as you drive it off the lot. This coverage bridges the gap between what the cash value of the vehicle is and what you owe on your loan or lease contract.
• Stacking PIP (Personal Injury Protection) - Minnesota is a "no-fault" state. This applies ONLY to personal injuries sustained during a collision. "Stacking" your personal injury protection is an inexpensive option that can alleviate lawsuits and financial hardship in the long run. Contact our knowledgeable staff today to learn more.

While QBE Farmers Union Insurance is our preferred company, and usually has the best rates, we do offer coverage through several other companies also:

• QBE Farmers Union Insurance Auto Insurance
• Progressive Auto Insurance
• Foremost Auto Insurance

To have us provide a quote for any of these services, please call us directly at (507) 557-7000 or you can use the online quote request form and we will get right back with you.