
Joel Harmoning
329 2nd Ave East PO Box 102
Franklin, MN 55333
Email Me
Fax: (507) 557-7001
Office Hours:
7:30a - 5:00p, M-F -- Saturday & Evenings by appointment
Farm Insurance & Ranch Insurance Quotes
Your family farm may be your most valuable asset. In protecting such a valuable asset wouldn't you want to work with an agent with experience and knowledge in this area. Joel was the 2008 Top Producer for Farm Insurance from the State of Minnesota representing QBE Farmers Union Insurance. By working with an agent who not only understands the risks associated with farming, but knows how to protect your operation, you have a greater chance at success.
Our agency has been a part of the Franklin community since 1994. QBE Farmers Union Insurance has been insuring our client's farms since 1945.
Work with an experienced farm insurance agent who is local to Franklin, MN. Call us directly today at (507) 557-7000.
Customized Farm Insurance
Keeping your coverages up to date is vitally important. We want to meet with you for an annual review to discuss any changes in your operations. If you build a new shed or buy a new piece of equipment we need to know so we can properly protect it. Please feel free to call us anytime at (507) 557-7000 you have a question about your insurance coverage!
As a leader in Farm protection, we understand your special situations and needs. We can provide a plan tailored for you.
Another huge advantage to insuring your farm operation with QBE Farmers Union Insurance is that you can have the whole package (property, liability, autos and excess liability) with one company. This makes life much simpler at claims time.
Get your farm insurance quote started today!

Crop Insurance
Protect you operations livelihood by purchasing the proper crop coverage. Crop or hail coverage is very important to your operation and its success. This coverage can be very complicated, so working with an educated and skilled agent who knows the business can allow you to prosper in poor growing or market conditions. At the Joel Harmoning Agency, we provided this valuable coverage through Rain and Hail, LLC. We can provide Multi Peril crop Insurance (MPCI), Revenue Assurance (RA), Crop Revenue Coverage (CRC), Group Risk Income Protection (GRIP), and Group Risk Plan (GRP).
Our agency offers customized color maps and booklets of your insured acres that are extremely handy in your office or cab. Ask us about wall maps!
More specialized coverage is available through Adjusted Gross Revenue (AGR) or rainfall coverage.
You deserve the best insurance protection available.
Three Reasons to Purchase Farm Insurance From The Harmoning Agency -- Farmers Union Agency, Inc.:
- We have extensive experience in farm protection.
- We are a local agency with local farm experience.
- We will be here for you when you need us.
Community Involvement
We have been part of the Franklin community since 1994. We are honored to be part of this great community and offer services that provide protection to our neighbors and friends. Our agency gives back to our local community in many ways.
Here are a few of the local organizations we support:
- Franklin Fire Department
- Franklin Ambulance EMT
- Franklin Development Corporation
- Member of Disabled American Veterans Post #15 New Ulm
To learn more about the specific things we are doing to improve the Franklin community, visit our Community Activities page.
To have us provide a quote for any of these services, please call us directly at (507) 557-7000 or you can use the online quote request form and we will get right back with you.
| The Harmoning Agency -- Farmers Union Agency, Inc. 329 2nd Ave East PO Box 102 Franklin, Minnesota 55333 Serving Throughout the State of Minnesota Phone: (507) 557-7000 Fax: (507) 557-7001 Email: joelh@means.net Website – www.FarmersUnionInsurance.com/jharmoning |