Homeowners Insurance Quotes

Your house is not just a building, but a home. We take the time to consider what is important to you and build that into your policy. Not only do we look at protecting your house and personal property, but we look at protecting your assets by selecting your desired liability limits and can give you coverage for identity theft. 

Our homeowners policy provides replacement cost coverage for the main dwelling.  In the event of a total loss, we can provide you up to 120% of the estimated cost to rebuild for reconstructing your dwelling.  

Home Insurance North Dakota

The dwelling is not the only thing that we cover.  Besides the main dwelling, many of us have a large investment in our personal property.  Choosing QBE Farmers Union Insurance will provide you with replacement cost coverage on your personal property.  For example, if your six foot couch is destroyed, we will adjust the couch so you can purchase a new couch, not a used one. 

Some other benefits that our homeowners policy covers are unattached structures and fences.  We also cover expenses related to not being able to use your house in the event of a loss.  An example of this would be if your house was uninhabitable due to a fire, we will provide you a place to stay during repairs. 

We also have many endorsements available including but not limited to: 

• Back up of sewer
• Identity theft
• Home day care
• Personal injury 

To have us provide a quote for any of these services, please call us directly at (701) 483-2282 or you can use the online quote request form and we will get right back with you.