Homeowners Insurance Quotes

Homes are one of the most important investments you will make in your lifetime.  Your family roots will begin there just as yours did with your parents in their home.  It is just as important to protect your home and personal property as it is to purchase them.  We accumulate belongings during our lifetime and often their worth goes unrecognized. 

A QBE Farmers Union insurance Homeowners Policy offers a comprehensive package of property and liability coverages tailored to you and your home.  An annual review of your coverages is available through my office so that all necessary adjustments are made to your coverages.  Your personal property is frequently overlooked when determining insurance coverage and can change dramatically from one renewal to the next.  I am here to review this with you at any time.  I will supply you with an inventory list to use as a guideline. 

QBE Farmers Union Insurance also offers a variety of Homeowners endorsements with their own coverage options and limits. Some of these are: 

• Personal property replacement cost
• Extended dwelling replacement cost
• Debris removal
• Fire department service charge
• Refrigerated property coverage
• Water back up and sump discharge
• Lock replacement
• Identity fraud expense
• Credit card and forgery
• Equipment breakdown

This is only a partial list of the endorsements available to you.

QBE Farmers Union Insurance also offers a variety of deductible options and we have discounts such as: claims free/longevity, good credit, packaging of auto and home, new and renovated homes discounts.

We will explain the different coverage options to you, walk you through the different policies and help you make the right decisions for your specific situation.

If your home is located in a flood zone and you choose or are required to carry flood insurance, QBE Farmers Union insurance can also accommodate these needs.

At my QBE Farmers Union Insurance office in Spearfish, South Dakota I will help you determine the coverages that best fit your needs. 

To have us provide a quote for any of these services, please call us directly at (605) 642-8870 or you can use the online quote request form and we will get right back with you.