Renters Insurance Quotes

Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While your landlord may be sympathetic to a burglary you have experienced or a fire caused by your iron, destruction or loss of your possessions is not usually covered by your landlord’s insurance. Because renters insurance is designed to cover only the value of your belongings, not the physical building, the premium is relatively inexpensive.

By purchasing renters insurance, your possessions are covered against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and water damage (not including floods). Like homeowners insurance, renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet.  And the liability portion of renters insurance pays legal defense costs if you are taken to court because of someone else's injury or loss.

Renters insurance covers your additional living expenses if you are unable to live in your apartment because of a fire or other covered peril. Most policies will reimburse you the difference between your additional living expenses and your normal living expenses but still may set limits as to the amount they will pay.

Even if you don't own a home, you still have valuable personal property that you should protect. The best way to protect your assets is through a renters insurance policy. We can write a policy for you whether you rent a house, townhome or an apartment.

To have us provide a quote for any of these services, please call us directly at (701) 523-3207or you can online quote request form and we will get right back with you.