Homeowners Insurance Quotes

If you own your home in North Dakota, you should protect it with a home insurance policy from the Neil Johnston Agency.

You have worked very hard to buy your home and you should make sure that it is properly protected with a good home insurance policy. We will work directly with you to come up with the best home insurance solution for your particular home and your specific needs. Each home owner has a unique set of needs and different lifestyle and budget requirements.

You may be eligible for a discount on your home insurance if you:

• Package your home insurance with another insurance product like auto insurance.
• Install extra security and safety measures such as smoke detectors and an alarm system.

At the Neil Johnston Agency we want you to get the most out of your insurance dollars. We will do everything we can to get you the best coverage at the best rates in town.

Call us today at (701) 435-2692 to get a home insurance quote!

Home Insurance in North Dakota

Most of us have spent a lifetime collecting personal belongings that are of value to us. We want all of your important belongings to be protected under your home insurance policy. Let us know if you have valuable items that need to be included on your policy.

Some items you may want to tell your insurance agent about:

• Collectibles
• Jewelry
• Firearms
• Cameras
• Art
• Outdoor sporting equipment
• Furs
• Family heirlooms
• Guns
• Sporting goods
• Hearing Aids

Make sure your valuables are covered, call us today at (701) 435-2692.

Home Insurance Questions

Often times home insurance policies can be overwhelming and confusing. What coverages do I need? What coverages are not necessary? How do I know what to purchase?

We can help you work through all of these decisions.
We will gather basic information about your home:

• Where is your home located?
• What is the square footage of your home?
• When was the home constructed?
• What type of roof do you have?
• How close is your home to a fire hydrant?
• Are there any special details about your home we should know about?

From there we will take a look at all the coverages available and consider what would be best for your specific home. We want you to be protected if you ever have to file a claim.

We can also help you determine what claims to file. If you have a question, please give us a call at (701) 435-2692.

Home Insurance Options in North Dakota

Flood Insurance
In most instances, your homeowners policy will not cover flood damage. If you live in an area of town that often gets flooded or is near water, you may want to purchase this extra coverage. For more information about protecting your home from a flood, please give us a call at (701) 435-2692.

We do our very best to provide you with the best coverage to meet your specific needs. While QBE Farmers Union Insurance is our preferred company and usually has the best rates, we do have several other carriers from which to choose.

Some of the carriers we represent include:

• QBE Farmers Union Mutual Insurance
• American Modern Homeowners Insurance
• Northeast Mutual
• Foremost Homeowners Insurance

A few simple tips to save money at home

At our agency, we really want you to get the most out of your home insurance and also to get the most out of your home. Here are a few simple things you can do to save a bit of money at home:

• Replace your regular light bulbs with Compact Florescent Lights (CFL's). These bulbs last for up to 7 years and use much less energy, while putting out the same amount as regular bulbs do.
• Buy things in bulk when you can. Paper towels, hand soap and laundry detergent are some items available in bulk. This will save trips to the store and often times you are saving a lot of money on the items you already purchase.
• Lower the temperature on your water heater to 110 - 120 degrees. This will save you a lot of money on your electricity bill and there is no need for your water to be hotter than this.

Give us a call today at (701) 435-2692 and let us know how we can help you get the most out of your North Dakota home!

To have us provide a quote for any of these services, please call us directly at (701) 435-2692 or you can use the online quote request form and we will get right back with you.