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Protect your watercraft investment and your liability with a Farmers Union Insurance Watercraft and Boat Insurance policy.

Protection for Your Watercraft and Passengers

Your boat provides fun and recreation for your family and friends. Like any other investment, it also presents its own set of risks for which you need protection. These include:

• Fire
• Windstorm
• lightening
• Capsizing/Sinking
• Collision with other boats, rocks, stumps or piers
• Collision while being transported
• Explosion
• Vandalism

Equipment Included in Watercraft Coverage

Anything that is permanently attached to your boat is covered. In addition, the following are included:

• Anchors
• Oars and paddles
• Electric trolling motors
• Extra fuel tanks
• Tools
• Detachable canopies
• Seat cushions
• Life preservers
• Skis and tow ropes
• Dinghies

Watercraft Liability Coverage

Watercraft insurance can also protect you against liability lawsuits if you should injure someone with your boat or damage their property. Boating accidents can involve water skiers, swimmers, collision with other watercraft and other similar incidents.

There is also medical payment coverage for medical expenses incurred by you, members of your household or your guests who are injured from use of your watercraft.

Other optional coverage is also available. Talk with your Farmers Union Insurance agent about what coverage is right for your watercraft.