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Renters Home Insurance or Renters Apartment Insurance protects your personal property. At a low monthly cost, Farmers Union Renters Insurance can cover your personal belongings.

Why Renters Insurance?

Renters often believe that their possessions aren't worth much, that renter's insurance is too expensive, or that in case of a disaster they will be covered by their landlord's insurance. Unfortunately, all are incorrect. Here's why:

Worth: Could you afford to replace stolen valuables from a break-in or everything you own if your rental were destroyed by fire or other disaster?

Cost: For the cost of a few lattes, a CD or a large pizza - just $10 to $15 per month - you could purchase insurance for your personal property.

Landlord's Coverage: The landlord's insurance generally covers the building only, not the privately owned contents of the units.

Farmers Union insurance's Renters Insurance: you really can't afford not to have it.

In addition to Renters Insurance you may be interested in additional coverages to protect yourself:

• Watercraft
• Overall Personal Umbrella to add more coverage

Property Inventory

One of the most important things you can do for to protect yourself in the unfortunate event you have a claim is to maintain a current inventory of your possessions. We provide a Home Inventory Checklist for this purpose. Even better, if you have a video recorder, periodically walk throughout your property and make a narrated video. Be sure to store the checklist and video in a secure place, like a safety deposit box.