Phone: (970) 483-6471
Cell Phone: (970) 370-3283
Fax: (970) 483-7739
Office Hours:
8:00 - 5:00, M-F
Cell Phone: (970) 370-3283
Fax: (970) 483-7739
Office Hours:
8:00 - 5:00, M-F
Insurance Quotes & Additional Offerings
Providing Colorado residents with affordable and reliable insurance solutions is what we do best. We can service all of your insurance needs right from our local office.
Call us if you need any of the following types of coverage:
- Colorado Auto Insurance
- Colorado Home Insurance
- Colorado Renters Insurance
- Colorado Farm Insurance
- Colorado Commercial Insurance
- Colorado Crop Insurance
- Colorado Life Insurance
- Colorado Health Insurance
Crop Insurance
Protect your crops each year with a crop insurance policy. We offer hail insurance and multi-peril options. Thinking of adding a new crop to your farm? Call us today and make sure your crops are properly insured.
Life Insurance
We think life insurance is one of the most important insurance products, although it is often forgotten or deemed not necessary. We believe that the family (or business) protection life insurance gives is invaluable. One should consider many factors when determining the amount of life insurance one needs. We can provide a needs analysis for you that contemplates several concerns: future mortgage payments, car and other loans, children's education, continued lifestyle of surviving spouse and many others.
We represent several different companies. We will find a perfect solution for you and your family.
Having affiliation with multiple companies offering multiple products allows us to find an affordable policy for you. With life rates having dropped steadily over the years, many people do not realize how inexpensive it is. An example- A 35 yr-old male can now purchase $100,000 for around $200/yr. We only write with A+ rated companies.
Our office offer many types of life insurance:
- Term Life: Least expensive plan. You can "lock-in" rates 5-30 yrs. No cash value. Can be converted to a permanent plan
- Whole Life: Provides protection and builds cash value. It can also be borrowed against.
- Universal Life: Similar to whole life; provides protection and builds cash value
Disability Income: Pays you cash if you are disabled and unable to work.
Health Insurance
Going to the doctor is expensive. A 3 day stay in the hospital can cost upwards of $20-25,000. Take the burden from your pocketbook and place it in a health savings account or purchase a family or individual plan to pay for any major medical expenses that may occur in the upcoming years.
We represent several different companies. We will find a health insurance solution that will be just right for you, no matter what health conditions you may have.
Individual or Family Medical Insurance
We offer products form 5 of the top companies. We can find a product that fits your medical needs and budget.
We offer products form 5 of the top companies. We can find a product that fits your medical needs and budget.
Short-Term Medical Insurance
We provided short-term medical coverage to fill the gap until you get back on your feet. Assurant Health, Blue Cross and others can provide coverage from 30 days to a year for those folks needing gap coverage for a short time.
We provided short-term medical coverage to fill the gap until you get back on your feet. Assurant Health, Blue Cross and others can provide coverage from 30 days to a year for those folks needing gap coverage for a short time.
Medicare Supplements
Affordable coverage for Medicare deductibles and medical services Medicare does not cover. It fills in the gaps. Most plans start around $120 a month. We use strong, A+ rated companies: Anthem Blue Cross/Blue Shield and Mutual of Omaha.
Affordable coverage for Medicare deductibles and medical services Medicare does not cover. It fills in the gaps. Most plans start around $120 a month. We use strong, A+ rated companies: Anthem Blue Cross/Blue Shield and Mutual of Omaha.
Long Term Care Insurance
Annual nursing home charges average $40,000 across America. We can keep you or your parents from going to the nursing home by providing specialized care from home. Talk to your parents and older relatives about how they would like to be cared for.
Annual nursing home charges average $40,000 across America. We can keep you or your parents from going to the nursing home by providing specialized care from home. Talk to your parents and older relatives about how they would like to be cared for.
For a Colorado insurance quote, please call us directly at (970) 483-6471 or you can use the online quote request form and we will get right back with you.
| Baer Insurance LLC PO Box 369 506 Central Ave Wiggins, Colorado 80654 Phone: (970) 483-6471 Cell: (970) 370-3283 Fax: (970) 483-7739 Email: baerins@rtebb.net Website – www.FarmersUnionInsurance.com/sbaer |
